Budget Calculator

Alternatively Click here to download Our Retirement Calculator

  1. Input your income and expenditure by clicking in one of the fields below and entering the amount. You should not enter the R (Rand) symbol.
  2. You can enter amounts weekly, monthly or annually.
  3. Press ‘Save and Continue’ to go to next section
  4. You can go back and edit any page by clicking on the tabs below. If you need further help click on the help video.


Income R Weekly R Monthly R Annual
Your wages and your partners wages (after tax)
Social Welfare benefits (e.g unemployment benefit, carers allowance etc.)
Child benefit
Maintenance Payments
Essential Expenses R Weekly R Monthly R Annual
Food and groceries
Rent or mortgage
Insurance (life, health & home)
Gas, oil & electricity
Clothes & shoes (basic needs)
Doctor & dentist visits
Car expenses (petrol)
Car expenses (tax, insurance, repairs)
Work expenses (transport, lunch)
Phone (basic needs)
Cable TV (basic needs)
Maintenance Payments
School expenses
TV Licence
Service Charges (Water & Refuse)
Non-essential Expenses R Weekly R Monthly R Annual
Entertainment (films, concerts)
Eating out & takeaways
Alcohol & cigarettes
Gym/club membership
Pocket money
Pet food
Loans & Other debts R Weekly R Monthly R Annual
Personal-loan repayments
Credit card repayments
Credit union repayments
Car-loan repayments / finance
Hire purchase
Store Cards
Money lenders
Regular Savings R Weekly R Monthly R Annual
Savings account
Money for emergencies
Christmas/Savings Club
Results R Weekly R Monthly R Annual
Total income
Total Spending
Income less spending